Stop paying more for processing than you should.

Pinnacle Business Services brings modern smart terminals and dual pricing to local businesses. Eliminate processing fees while upgrading your point of sale.

  • Free Hardware Placement
  • Zero Processing Fees
  • Next Day Funding
  • No Contract
  • Outstanding Live Customer Service

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Keep 100% of your revenue.

We specialize exclusively in the Dual Pricing Cash Discount model. Our smart terminals display both the cash price and the card price at checkout. When a customer chooses to pay with a card, the processing cost is built into their total. You receive the exact retail price of your item, every time. No end-of-month surprises.

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We provide all hardware 100% free.

Terminals, smart POS systems, and readers — all placed at no cost to you. No equipment fees, ever.

Claim Your Free Device

Accept payments wherever your business takes you.

Powered by industry-leading technology, our solutions scale from neighborhood coffee shops to multi-location retail and mobile service fleets.

In-Store Retail

Smart point of sale systems that fit your counter. Manage inventory, run open tabs, collect tips, and send digital or printed receipts seamlessly.

Mobile & On-the-Go

Turn your phone or tablet into a POS. Use Bluetooth readers or just your iPhone with Tap to Pay. Never miss a sale on the job site.

Online & Invoicing

Get paid faster with one-time or recurring online invoices. Save cards on file, process phone orders with a virtual terminal, and offer autopay.

Payments Hub

Run your entire business from one dashboard.

Go beyond processing payments. Payments Hub is your merchant portal — built to give you complete control over customers, reporting, employees, invoices, and inventory.

Happier customers equal healthier profits.

Monitor satisfaction, track who buys what and when, and manage your online reputation — all from one place.

  • Customers rate their experience directly on digital receipts
  • See who spends the most, visits most often, and who's a first-timer
  • Generate customized reports on what customers buy and when
  • Manage Google and other reviews directly from Payments Hub
  • Save cards on file for faster repeat checkouts
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Know your numbers at a glance.

See sales, deposits, and trends in real time so you can make smarter decisions faster.

  • Real-time sales and deposit tracking
  • Compare performance by day, week, or month
  • Break down sales by item, category, or employee
  • Export reports for your accountant in one click
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Manage your team with ease.

Give every employee the right access and keep track of who did what.

  • Custom employee roles and permissions
  • Track sales and tips by employee
  • Clock in and clock out from the terminal
  • Protect sensitive actions like refunds and voids
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Get paid faster.

Send professional invoices and let customers pay online in seconds.

  • One-time and recurring invoices
  • Automatic payment reminders
  • Autopay with cards on file
  • Virtual terminal for phone orders
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Never run out of what sells.

Keep your product catalog organized and your stock levels accurate.

  • Track stock levels across every item
  • Low-stock alerts
  • Organize items with categories and modifiers
  • Bulk import and update your catalog
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PayAnyWhere Hardware

Actual PayAnyWhere devices for every setup.

Choose from mobile readers, smart terminals, customer-facing PIN pads, and full countertop POS systems that support modern checkout workflows.

3-in-1 Reader PayAnyWhere device

Mobile Reader

3-in-1 Reader

Wirelessly connects to a smartphone or tablet so mobile businesses can accept EMV chip, contactless tap, and magstripe swipe payments anywhere.

  • Chip
  • Tap
  • Swipe
  • Wireless
Learn more →
Smart Terminal Mini PayAnyWhere device

Compact Handheld

Smart Terminal Mini

A portable smart terminal for tableside service, line-busting, delivery, and businesses that need a small device with full payment capability.

  • Handheld
  • WiFi
  • 4G option
  • Fast checkout
Learn more →
Smart Terminal PayAnyWhere device

Modern Terminal

Smart Terminal

A flexible payment device for the modern business owner, built for everyday counter service, mobile checkout, and secure card acceptance.

  • Chip
  • Tap
  • Swipe
  • Receipt options
Learn more →
Smart Keypad PayAnyWhere device

Countertop Keypad

Smart Keypad

A compact counter device for merchants who want a dedicated checkout keypad with support for common in-person payment types.

  • Countertop
  • PIN debit
  • EBT capable
  • Customer entry
Learn more →
Smart PINPad Pro PayAnyWhere device

Customer-Facing PIN Pad

Smart PINPad Pro

Designed for a smoother customer checkout experience with customer-facing payment entry and PIN debit support at the counter.

  • PIN debit
  • Customer-facing
  • Counter setup
  • Secure entry
Learn more →
Smart Flex PayAnyWhere device

All-in-One Smart Terminal

Smart Flex

A more advanced smart terminal option for busy merchants that need an integrated payment device with practical business tools.

  • All-in-one
  • Printer capable
  • Scanner capable
  • Portable
Learn more →
Smart POS+ PayAnyWhere device

Full Countertop POS

Smart POS+

A dual-screen countertop point-of-sale system for retailers, quick-service restaurants, salons, and higher-volume storefronts.

  • Dual screen
  • Register setup
  • Inventory
  • Employee tools
Learn more →

Tap to Pay on iPhone

No card reader? No problem.

Turn any iPhone XS or later into a full contactless payment terminal — no hardware required. Accept any tap payment in seconds using the PayAnyWhere app.

PayAnyWhere

Hold Card Here

Tap to pay any contactless card or wallet

✓ Payment Complete
Apple PayGoogle PayTap Card
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No Hardware Needed

Your iPhone IS the terminal. No card reader, no dongle, no extra equipment to buy, lose, or charge.

All Contactless Payments

Accept Apple Pay, Google Pay, Samsung Pay, and any tap-to-pay contactless debit or credit card.

Apple-Grade Security

Built on Apple's Secure Enclave. Card numbers are never stored on device or on Apple's servers.

Instant Confirmation

A single tap triggers a done checkmark — the fastest checkout experience your customers will have.

PIN Entry Built In

On iOS 16+, customers can enter their PIN directly on your iPhone using Apple's secure PIN interface.

iPhone XS or Later

Works on any iPhone XS and newer — no app update or additional configuration required.

How It Works — 4 Simple Steps

  1. 1

    Open the App

    Launch PayAnyWhere on your iPhone and enter a sale amount or add items.

  2. 2

    Select Tap to Pay

    Choose Tap to Pay on iPhone from the payment method options on screen.

  3. 3

    Present Your iPhone

    Hold your iPhone out — the customer taps their card or wallet to the top.

  4. 4

    Done Checkmark

    See the confirmation checkmark. Payment processed. That's it.

Every Vertical. Every Industry.

A POS system for your type of business.

We carry a wide selection of point-of-sale systems built for the unique needs of every industry. Whether you run a restaurant, salon, retail boutique, food truck, or professional office — we have a solution that fits.

  • Retail & Boutiques
  • Restaurants & QSR
  • Food Trucks & Mobile
  • Salons & Spas
  • Professional Services
  • Healthcare & Clinics
  • Automotive Repair & Body Shops
  • Hospitality & Hotels

Don't see your industry? Contact us — we have solutions for virtually every business type.

ATM Machines

Add an ATM. Keep the surcharge.

Pinnacle Business Services also sells and places ATM machines for businesses. Having an ATM on-site drives foot traffic, increases cash purchases, and generates a steady stream of surcharge revenue — all with little to no effort on your part.

  • ATM placement available for qualifying locations
  • Keep the surcharge income from every transaction
  • Drives cash-paying customers to buy more in-store
  • Full service, support, and cash loading options available
  • Perfect for bars, convenience stores, salons, and retail
Ask About ATM Placement
$2–$3

avg. surcharge per transaction

Surcharge revenue goes directly to you
Learn More About ATMs

Ready to upgrade your payments?

Complete our secure online application and a local Pinnacle Business Services advisor will reach out to show you exactly how much you can save.

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